Knowing how to prepare your home for a disaster to prevent or minimize damage is important for all homeowners. Sedgwick is dedicated to helping adjusters help their customers make better decisions before, during, and after a claim.
Tornadoes
A tornado is a rapidly rotating column of air that is in contact with both the surface of the Earth and a cumulonimbus cloud or, in rare cases, the base of a cumulus cloud.
Tornado resources:
Hurricanes
Hurricanes are very large cyclones of rotating air that sustain winds of at least 74 miles per hour and can spawn thunderstorms, tornadoes, storm surge, and flash floods.
Hurricane resources:
- The Homeowner’s Guide to Hurricane Season
- Property Insurance and the Atlantic Hurricane Season
- The Growing Cost of Hurricane Season
- How Hurricanes Cause Catastrophic Flooding
- Lessons Learned About Evolving Hurricane Risks
- Indestructible Homes: How Disaster Resistant Building Practices are Mitigating Losses
- Atlantic Hurricane Season Activity
Wildfires
A wildfire, or forest fire, is an uncontrolled fire in an area of combustible vegetation that can be a naturally occurring or man-made disaster.
Wildfire resources:
- What to Expect with Wildfire Season
- Emergency Wildfire Response
- The Future of Fireproof Homes
- How The Effects of Wildfires Impact the California Real Estate Market
- The Families Facing Wildfires
Lightning
Lightning is a fast discharge of electrical energy, accompanied by a flash of light, within a cloud or between a cloud and the ground or another surface.
Lighting resources:
- Preparing Your Family for a Natural Disaster
- Preparing for a Power Outage
- Tree Damage Claim Complexities
Hail
Hail is a type of precipitation formed when multiple raindrops freeze together high up in the clouds and then fall to earth as a stone of frozen ice.
Hail resources:
Blizzards
Blizzards are severe snowstorms that sustain winds of at least 35 miles per hour, last for a period of time greater than three hours, and prevent visibility of more than a quarter mile.
Blizzard resources:
Earthquakes
An earthquake happens when tectonic plates overcome friction as they move under the earth’s crust and release energy that violently shakes the ground.
Earthquake resources: