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Tag: Home Insurance

So, Your House was Swallowed by a Sinkhole? Shifting Ground Part 2

Homeowners must consider all potential hazards in order to make sure their home has comprehensive insurance. One rather unusual and difficult to detect hazard is a sinkhole. The United States Geologic Survey (USGS) defines a sinkhole as “a depression in the ground that has no natural external surface drainage." Basically, this means that when it rains, all of the water stays inside the sinkhole and typically drains...

Earthquake and Tsunami Insurance - Shifting Ground Part 1

Homeowner insurance policies provide protection from perils such as storms, fires, hail, and wind. Many homeowners, however, do not consider less prominent risks when making a decision about insurance coverage. Earthquakes and tsunamis are two examples of risks that do not happen often but could lead to significant damage. Does a homeowner's insurance policy cover earthquakes and tsunamis? In the below article, we answer this...

The Renters Insurance Rundown: What Most Renters are Missing Out On

Despite the growing tenant base in the United States, only a minority of renters maintain renters insurance. This indicates an opportunity for property insurers to access an untapped customer base. In order to captivate a tenant’s attention, insurers must understand why tenants do not carry this insurance and then communicate the benefits of this coverage. Most notably, tenants need to understand the importance of coverage...