Avoiding another Texas deep freeze
Posted: November 8, 2021
Avoiding another Texas deep freezeIn February of this year, a statewide deep freeze occurred in Texas following a winter storm that rocked the property insurance industry. Significant damage resulted from a variety of issues following the storm. Most notably, the Texas power grid failed, leading to many uninhabitable homes in several heavily populated areas, including Houston and Dallas. Many people could not return to their homes for over two...
Property insurance and the Atlantic hurricane season
Posted: July 30, 2021
Property insurance and the Atlantic hurricane seasonHurricane season officially began on June 1 and continues until November 30. At this point, we are well into the season, which NOAA predicted back in May would be “active.” NOAA expects a likely range of 13 to 20 named storms, of which 6 to 10 may become hurricanes, including 3 to 5 major hurricanes (category 3, 4, or 5) is expected. NOAA provides these ranges with...
What to expect with wildfire season
Posted: July 16, 2021
What to expect with wildfire seasonIf you live in the Western Region of the US, and even more specifically the Pacific Northwest, wildfire season should be a topic of major interest to you. California, Arizona, and Colorado, among other states, are all within an area where wildfires could pose a threat to your home and possessions, and understanding the trends wildfire season imposes on your community is important to stay...
Preparing for a power outage
Posted: May 10, 2021
Preparing for a power outageIn February 2021 around 500,000 properties in Texas lost power. Some of the power outages lasted for more than two weeks during the storm, named Winter Storm Uri. Almost 10 million people experienced some form of blackout during the winter storm, leading to billions of dollars in damages. There have also, unfortunately, been more than 130 confirmed deaths due to the storm. While severe winter...
Volcanic eruption coverage for homeowners - shifting ground part 5
Posted: December 22, 2020
Volcanic eruption coverage for homeowners - shifting ground part 5Volcanoes are one of the most dazzling features of landscapes on Earth. In fact, Hawaii Volcanoes National Park attracts over two million tourists each year. Though magnificent in nature, volcanoes pose real risks to people and property. The below map identifies the volcanoes that represent the most significant threat. Alaska, California, Hawaii, Oregon, and Washington have the eighteen highest risk volcanoes. Eight other US states also face...