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Category: Weather Catastrophe

Scrap or salvage: deciding whether to repair or replace after a disaster part II: Windows, Doors, Plumbing, Electrical, and HVAC

Homeowners face a long list of difficult decisions following a significant property loss. As a result, property owners must lean on experts such as property insurers, contractors, salvage experts, and others to assist in the response and recovery process. One of the most important decisions revolves around whether to repair or replace the major components of a home. Below is the second post in a...

Scrap or salvage: deciding whether to repair or replace after a disaster part I: roofing, frame, and foundation

Homeowners face a long list of difficult decisions following a significant property loss. As a result, property owners must lean on experts such as property insurers, contractors, salvage experts, and others to assist in the response and recovery process. One of the most important decisions revolves around whether to repair or replace the major components of a home. Below is the first post in a...

Is your roof ready for storm season?

The intense heat of late summer is a good reminder of what lurks ahead… storm season. While hurricane season officially runs June 1 to November 30, the peak season is from mid-August to late October. Each year the number and severity of storms vary; however, storms spawning from daily thermal heating and tropical disturbances, if not hurricanes, are certain. Preparing for storms requires proactive thought...

Indestructible homes: how disaster resistant building practices are mitigating losses

Following Hurricane Michael little remained in Mexico Beach Florida. Destruction was the only obvious landscape feature surrounding this beautiful beach community. In surveying photos of the damaged community, however, one thing sticks out. In the middle of the massive destruction stands one large house, known as the Sand Palace. This home is a three-story, four-bedroom, and four-and-a-half-bath vacation rental. The obvious question remains… why did...

Tornado season – are you prepared?

On March 3, 2019, the small sleepy town of Beauregard Alabama began the day just like any other. By 2:00 pm, the chaos began. A violent long track tornado ripped through the town causing 27 fatalities and 97 injuries. By 2:30, the chaos was over. This rural community was devastated. The peak of the tornado season is April through June and, as evidenced by the...