What’s driving increases in home insurance premiums?
Posted: February 1, 2022
What’s driving increases in home insurance premiums?Many homeowners end up frustrated when the cost of their homeowners insurance rises. The general perception is that homeowners insurers are increasing premiums without just cause or in an effort to scam homeowners. In reality though, homeowners insurance premiums depend on several factors beyond the control of homeowners and insurers. In this article, we review these variables in order to give homeowners peace of mind...
Tips for reducing your energy bill this winter
Posted: December 9, 2021
Tips for reducing your energy bill this winterDuring the winter many homeowners are surprised by high utility bills. Usually, high energy bills in the winter are a result of using your HVAC system more, but can also be attributed to holiday lights and increased usage of appliances (like your oven). Staying warm while saving energy is important if you want to be more conscious of the environment or your budget. Here are...
Holiday cooking safety tips
Posted: November 16, 2021
Holiday cooking safety tipsAs we approach the holidays, we are also coming up on the time of the year when homeowners get the most use out of their kitchens. While the holidays create many safety hazards around the house, the risk of getting injured or starting a fire is especially high in the kitchen. Here are a few of our best holiday cooking safety tips to help you...
Fall home maintenance tips
Posted: October 21, 2021
Fall home maintenance tipsIn 2020, approximately 82.8 million people lived in homes they owned. When you own a house, you're responsible for the maintenance it needs. If you slack on the upkeep, you might experience more problems with your home. If you want to avoid problems with your home, you might want to complete some steps to protect your house and keep it safe. While you can complete maintenance activities...
Top 5 homeowner mistakes when refinancing
Posted: September 21, 2021
Top 5 homeowner mistakes when refinancingInterest remains historically low. As a result, more and more homeowners are choosing to refinance their mortgages. Locking in a lower interest rate helps borrowers achieve lower monthly payments and add cash to their pockets. However, homeowners should proceed cautiously in order to avoid problems and minimize the related costs. Below is a list of the top five mistakes that homeowners make in refinancing their...