1. Use a Checklist
Most apartments and vacation rentals will supply you with a move in/move out checklist. This is often the same checklist managers use when inspecting a unit post move out. Walk through your new home before moving furniture in and look for any damage to the interior and exterior. Take pictures with your smart phone and save them in a specific album on your phone so they’re easy to find. It’s a good idea to make note of any preexisting damages and report them to the landlord.
2. Read Your Lease
The home insurance industry is rapidly changing. New efforts toward damage prevention are becoming more and more important to both adjusters and policyholders. Strengthening homes minimizes the potential for damage and is the only way to decrease the loss of property and life. In 2015 the federal government introduced the idea of the “Disaster Savings Account.” While this bill has stagnated, state governments, communities, and insurance carriers are still pushing for preparedness. Climate shifts bring new and unusual storm patterns to our shores.