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5 Things to Ask During a Virtual Home Tour

The world has become a less accessible place during the COVID-19 pandemic. This causes many day-to-day inconveniences, but in some situations, it can cause major life issues. Moving to a new home, for example, is not typically a process you would voluntarily undertake when you can’t tour homes. But unfortunately, people sometimes have no choice. Fires, water damage, and many other disasters can befall a home and leave a family displaced, despite the pandemic, leaving them with no choice but to look for a new home.

Temporary Accommodations Modernizes Reimbursement Process with Self-Service Receipt Capture Technology
Temporary Accommodations, the most trusted source for temporary housing in the industry, has raised the bar for technology in the Additional Living Expense space. After introducing their policyholder self-service platform, TA InsuredTrak, early last year, Temporary Accommodations has now introduced a pioneering ‘receipt capture’ function within the platform. Their goal is to relieve an age-old headache in the P&C industry, managing reimbursable receipts.
Volcanic Eruption Coverage for Homeowners - Shifting Ground Part 5

Volcanoes are one of the most dazzling features of landscapes on Earth. In fact, Hawaii Volcanoes National Park attracts over two million tourists each year. Though magnificent in nature, volcanoes pose real risks to people and property. The below map identifies the volcanoes that represent the most significant threat.

Mudslide, Landslide, and Avalanche Insurance - Shifting Ground Part 4

The only thing worse than sustaining home damage from a landslide, is realizing that a homeowners insurance policy will not cover the home damage. A standard homeowners insurance policy does not cover damage resulting from earth movement events such as mudslides, landslides, and avalanches. Given that property damage from this type of peril is often significant, homeowners need to understand the potential exposure for these events in order to determine if they need additional insurance.

Insuring a Home on a Disappearing Lot - Shifting Ground Part 3

Many homeowners dream of owning a beach house. A relaxing and blissful place to get away with friends and family on a regular basis. While a coastal home is certainly an exciting venture, risks remain. One notable concern for homes on the coast is erosion. The long-term damage caused by coastal erosion can be difficult to see due to its slow, seeping nature. In this article, we explore the impacts of coastal erosion and the insurance options for homeowners looking to protect their beach houses.

 

So, Your House was Swallowed by a Sinkhole? Shifting Ground Part 2
Homeowners must consider all potential hazards in order to make sure their home has comprehensive insurance. One rather unusual and difficult to detect hazard is a sinkhole. The United States Geologic Survey (USGS) defines a sinkhole as “a depression in the ground that has no natural external surface drainage." Basically, this means that when it rains, all of the water stays inside the sinkhole and typically drains into the subsurface.