Last year at this time did you expect the major changes on Wall Street or the massive intervention in the markets by the federal government? Everyone knows someone who has been affected, and many are blaming careless risk-taking and poor lending practices in the home mortgage market.
The very last thing any displaced family in the Gulf after Hurricane Katrina, or in Kansas after a tornado, or in Florida after a natural catastrophe needs to hear is, “I’m sorry, now your ID has also been compromised.”