Volcanoes are one of the most dazzling features of landscapes on Earth. In fact, Hawaii Volcanoes National Park attracts over two million tourists each year. Though magnificent in nature, volcanoes pose real risks to people and property. The below map identifies the volcanoes that represent the most significant threat.

The only thing worse than sustaining home damage from a landslide, is realizing that a homeowners insurance policy will not cover the home damage. A standard homeowners insurance policy does not cover damage resulting from earth movement events such as mudslides, landslides, and avalanches. Given that property damage from this type of peril is often significant, homeowners need to understand the potential exposure for these events in order to determine if they need additional insurance.

Many homeowners dream of owning a beach house. A relaxing and blissful place to get away with friends and family on a regular basis. While a coastal home is certainly an exciting venture, risks remain. One notable concern for homes on the coast is erosion. The long-term damage caused by coastal erosion can be difficult to see due to its slow, seeping nature. In this article, we explore the impacts of coastal erosion and the insurance options for homeowners looking to protect their beach houses.

Homeowner insurance policies provide protection from perils such as storms, fires, hail, and wind. Many homeowners, however, do not consider less prominent risks when making a decision about insurance coverage. Earthquakes and tsunamis are two examples of risks that do not happen often but could lead to significant damage. Does a homeowner's insurance policy cover earthquakes and tsunamis? In the below article, we answer this question and look closer at the risks posed by both tsunamis and earthquakes.

We are still about a month away from the end of the 2020 hurricane season. Yet, we've had several major storms that have wreaked havoc on the US. Some of the most affected areas were within the Atlantic, the Gulf of Mexico, and the Caribbean Sea. Hurricane season takes place between June 1, and November 30. 2020 has been a serious and record-breaking year for the frequency of storms, however, this is the first in four years that we have not seen a category five hurricane develop.