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The 2021 Atlantic Hurricane Season Outlook

Hurricane season officially began on June 1 and continues until November 30. At this point, we are well into the season, which NOAA predicted back in May would be “active.” NOAA expects a likely range of 13 to 20 named storms, of which 6 to 10 may become hurricanes, including 3 to 5 major hurricanes (category 3, 4, or 5) is expected.

Wildfire Season 2021

If you live in the Western Region of the US, and even more specifically the Pacific Northwest, wildfire season should be a topic of major interest to you. California, Arizona, and Colorado, among other states, are all within an area where wildfires could pose a threat to your home and possessions, and understanding the trends wildfire season imposes on your community is important to stay safe and prepared.

Preparing for a Power Outage

In February 2021 around 500,000 properties in Texas lost power. Some of the power outages lasted for more than two weeks during the storm, named Winter Storm Uri. Almost 10 million people experienced some form of blackout during the winter storm, leading to billions of dollars in damages. There have also, unfortunately, been more than 130 confirmed deaths due to the storm.

Volcanic Eruption Coverage for Homeowners - Shifting Ground Part 5

Volcanoes are one of the most dazzling features of landscapes on Earth. In fact, Hawaii Volcanoes National Park attracts over two million tourists each year. Though magnificent in nature, volcanoes pose real risks to people and property. The below map identifies the volcanoes that represent the most significant threat.

Mudslide, Landslide, and Avalanche Insurance - Shifting Ground Part 4

The only thing worse than sustaining home damage from a landslide, is realizing that a homeowners insurance policy will not cover the home damage. A standard homeowners insurance policy does not cover damage resulting from earth movement events such as mudslides, landslides, and avalanches. Given that property damage from this type of peril is often significant, homeowners need to understand the potential exposure for these events in order to determine if they need additional insurance.

Insuring a Home on a Disappearing Lot - Shifting Ground Part 3

Many homeowners dream of owning a beach house. A relaxing and blissful place to get away with friends and family on a regular basis. While a coastal home is certainly an exciting venture, risks remain. One notable concern for homes on the coast is erosion. The long-term damage caused by coastal erosion can be difficult to see due to its slow, seeping nature. In this article, we explore the impacts of coastal erosion and the insurance options for homeowners looking to protect their beach houses.