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Top Five Homeowner Mistakes When Refinancing

Interest remains historically low. As a result, more and more homeowners are choosing to refinance their mortgages. Locking in a lower interest rate helps borrowers achieve lower monthly payments and add cash to their pockets. However, homeowners should proceed cautiously in order to avoid problems and minimize the related costs. Below is a list of the top five mistakes that homeowners make in refinancing their mortgages. 

Property Claim Cost Drivers

Anyone who has recently completed a home repair or renovation understands that costs continue to rise. As a result, the costs of property claims are also much higher for insurers. Upon closer examination, a few key factors influence the change in the cost of a property claim. These are important for insurers to understand in setting up structures to improve claim management.


The 2021 Atlantic Hurricane Season Outlook

Hurricane season officially began on June 1 and continues until November 30. At this point, we are well into the season, which NOAA predicted back in May would be “active.” NOAA expects a likely range of 13 to 20 named storms, of which 6 to 10 may become hurricanes, including 3 to 5 major hurricanes (category 3, 4, or 5) is expected.

12 Summertime Home Maintenance Tips
Spring cleaning is out, summertime home maintenance is now all the rage. Okay, maybe that's because you've waited too long to do your indoor and outdoor maintenance checklist. But it's fine, we aren't judging! Keeping your home maintained throughout the year is important. Without regular maintenance, your home's value can decrease and your home can slowly deteriorate. 
An Overview of Home Inventory Apps

Keeping a home inventory has come a long way from the polaroid pictures of the 90s. These days, keeping an inventory of the items in your home is much easier and more reliable. While your pictures and lists of belongings could easily get damaged, destroyed, or lost, a home inventory app opens up a world of security and cloud-based memory that ensures your home’s contents are preserved and protected.

How to Deal With Mold in Your Home

Mold damage is one of the many headaches homeowners face. Mold damage may be covered by home insurance policies if it is the result of a sudden peril, and not the result of long-term neglect. Homeowners need to prevent mold in their homes because the most common types of mold damage are not covered by insurance. Preventing mold growth in your home benefits the overall health of everyone who lives in the home, as well as the structure itself.