Knowing how to prepare your home for a disaster to prevent or minimize damage is important for all homeowners. Sedgwick is dedicated to helping adjusters help their customers make better decisions before, during, and after a claim.

Tornadoes

A tornado is a rapidly rotating column of air that is in contact with both the surface of the Earth and a cumulonimbus cloud or, in rare cases, the base of a cumulus cloud.

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Hurricanes

Hurricanes are very large cyclones of rotating air that sustain winds of at least 74 miles per hour and can spawn thunderstorms, tornadoes, storm surge, and flash floods.

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Wildfires

A wildfire, or forest fire, is an uncontrolled fire in an area of combustible vegetation that can be a naturally occurring or man-made disaster.

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Lightning

Lightning is a fast discharge of electrical energy, accompanied by a flash of light, within a cloud or between a cloud and the ground or another surface.

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Hail

Hail is a type of precipitation formed when multiple raindrops freeze together high up in the clouds and then fall to earth as a stone of frozen ice.

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Blizzards

Blizzards are severe snowstorms that sustain winds of at least 35 miles per hour, last for a period of time greater than three hours, and prevent visibility of more than a quarter mile.

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Earthquakes

An earthquake happens when tectonic plates overcome friction as they move under the earth’s crust and release energy that violently shakes the ground.

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Disaster Preparedness